To Whom It May Concern:
I've Known Steve Nasman for the last nine years. We were co-workers at Bank of America Private Lending from 2000 to 2003. Our responsibilities at that time were both as team leaders managing our respective groups of credit analysts. During that period of time, I observed Steve's strong work ethic and great management skills . He is a person of integrity, works well with others and independently, manages well to tight schedules, and is a great team player.

Since we both left the Bank of America, we have maintained contact on frequent basis. He is a great individual on a personal level and possesses a wealth of banking experience and knowledge. I am currently employed at Union Bank as a Vice President and Senior Credit Examiner.

If you would like additional information about Steve, you can contact me at (714) 325-7434.

Emilia Barton
Union Bank